Beyond access: How AI is powering the next phase of financial inclusion in Bharat

At a time when most conversations around artificial intelligence are centred on enterprise productivity and urban innovation, its real impact in India is unfolding far beyond metros, in the vast, diverse landscape of Bharat. For Dilip Modi, Founder and CEO of Spice Money, AI is not just about efficiency; it is about access, trust, and empowerment.

In an exclusive interaction with Express Computer, Modi explains the role of AI in revolutionising last-mile financial services, the role of AI in the concept of assisted fintech, and the role of AI in the concept of an inclusive digital economy.

Reimagining financial inclusion with the help of AI
While the primary role of AI is often considered to be about efficiency, the primary role of AI in India is about access. “Much of the AI conversation today is about efficiency, the real value of AI is about expanding access and ...