Moving From Anomalies to Connections in Fraud Defense

Shared Network Intelligence Adds Ecosystem Visibility to AI Models Suparna Goswami (gsuparna) • February 23, 2026

Fraudsters are collaborative. They open mule accounts at one bank and cash out at another, and they exploit gaps between systems that don't share intelligence with each other. But most banks still detect fraud on their own, and with instant payments, fraud teams now have seconds to decide if a transaction is fraudulent or not.

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Banks ask whether a transaction is unusual for this customer, but they rarely ask whether the counterparty is risky elsewhere.

CISOs and fraud practitioners are now rethinking their approach using network intelligence signals. Network intelligence shifts the lens by focusing on relationships across institutions. It maps how accounts, devices and identities connect.

"Rules-based systems ...