How to defend against AI-powered mobile banking trojan attacks

Mobile banking Trojans have entered a new era. No longer limited to stealing login credentials, today’s threats are powered by AI, capable of dynamic behavior and advanced evasion techniques. These Trojans target both Android and iOS platforms, operating directly inside legitimate mobile apps to bypass security, intercept biometrics, and manipulate app flows in real time.

This presents a critical and growing risk: AI-powered Trojans can now execute fraud and account takeovers (ATO) without alerting the user, backend systems, or fraud engines—placing thousands of mobile banks and millions of users at risk.

Understanding the threat landscape

AI-powered mobile Trojans employ a range of tactics to execute attacks:

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• Accessibility abuse: Trojans ...