How AI Tech Helps Scale Forgery and Industrialize Fraud

Resistant AI's Nico Martinez, Jan Indra on Tools Driving Fraud as a Service Michael Novinson (MichaelNovinson) • November 17, 2025

Generative artificial intelligence has made high-quality document forgery fast, scalable and accessible.

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"Back in the day, you had to be a graphical expert to edit these documents. Now it is just a couple of prompts away," said Jan Indra, threat intelligence investigator at Resistant AI. This ease of use has fueled the growth of fraud-as-a-service operations. Organized groups now sell downloadable templates and preloaded accounts, using SEO, backlinking and messaging apps to operate like legitimate businesses.

"It's the prevalence of LLMs - your ChatGPT, Grok - making the barrier to entry to fraud really low," said Nico Martinez, senior solutions engineer at Resistant AI. "It makes it very simple for fraudsters to not only create ...