Finperks raises $4M to become the API layer for prepaid payments in Europe

The Berlin startup, founded by the team behind viafintech, is building a single integration that lets banks, fintechs, and HR platforms offer gift cards, cashback, and tax-free employee benefits, without touching the underlying infrastructure themselves.

The founders of viafintech, the prepaid payments company acquired by Paysafe in 2021, have returned with a new venture, and this time they are building on the supply side of the market rather than within it.

Finperks, the Berlin-based startup they have founded since leaving Paysafe, has raised $4 million in pre-seed funding. The round was led by Motive Partners, the fintech-specialist investment firm, and seed+speed Ventures, the Berlin-based B2B software fund that closed a €90 million third vehicle in January this year.

The company is building API infrastructure that lets banks, fintech companies, and HR platforms offer prepaid products, gift cards, eCash, and cashback, through a single integration, rather than requiring each partner ...