As crypto enters the mainstream, the US walks a fine line between innovation & oversight

Crypto may no longer be the rebellious outsider of finance. As AI dominates headlines, digital assets have quietly climbed into the mainstream, edging closer to everyday use. From crypto-backed mortgages to bank-issued stablecoins, the US is inching toward a future where digital currencies sit alongside traditional money. But with rising adoption comes the unavoidable question, can regulation keep pace without slowing crypto’s promise of speed, access, and innovation?

From crypto-backed mortgages to bank-issued stablecoins, the US is inching toward a future where digital currencies sit alongside traditional money. But with rising adoption comes the unavoidable question, can regulation keep pace without slowing crypto’s promise of speed, access, and innovation?

US, a Crypto Nation?

And crypto is indeed coming to the masses. Last week, the US started considering crypto-backed mortgages. This means borrowers can use their digital assets, like Bitcoin or Ethereum, as collateral to secure a mortgage, instead ...