AI’s real value is decision intelligence, not automation: Madhusudan Warrier, CTO, Mirae Asset Sharekhan

In India’s capital markets, the trading app has quietly lost its power as a differentiator. What was once a badge of innovation is now table stakes. Every broker has one. Every platform promises speed. Every interface looks reassuringly familiar. The real contest, as Madhusudan Warrier sees it, is no longer about features, it is about outcomes.

“Having a trading app today is hygiene,” says Warrier, Chief Technology Officer at Mirae Asset Sharekhan. “What truly matters is how deeply technology is embedded across the value chain to drive growth, trust, and client outcomes.”

That philosophy reflects both Sharekhan’s legacy and its current transformation. One of India’s earliest online trading pioneers, Sharekhan has spent over two and a half decades building technology systems that survived market crashes, regulatory shifts, and exponential growth in retail participation. Now, under Mirae Asset’s ownership, the mandate is not reinvention ...