700Credit Data Breach Impacts Millions of Car Owners

US auto loan service 700Credit confirms a data breach exposed names, addresses, and Social Security numbers of dealership customers. Free credit monitoring is offered.

A major security breach has affected 700Credit, a Michigan, US-based Fintech and data services company that assists auto, RV, powersports, and marine dealerships across the nation with consumer financing options. The company, through its breach notice, stated that an “unauthorised access” event led to the copying of certain customer records.

Timeline of the Breach and the Stolen Data

700Credit first discovered unusual activity within its web application around October 25, 2025. The company immediately launched an investigation with third-party computer forensic specialists. The probe revealed the incident was not a brief event because personal data was stolen over five months, taken from dealer records between May and October 2025.

The breach is massive; at least 5.6 million people across the country have had their personal ...