2025 Year-Ender: How AI startups and industrial-scale intelligence transformed traditional indian enterprise

The Indian economy in 2025 reached a critical inflection point where artificial intelligence (AI) transitioned from experimental pilots to core operational performance. As per a recent report by EY and CII, nearly 47% of Indian enterprises now have multiple Generative AI (GenAI) use cases live in production, marking a decisive shift toward embedding intelligence into daily workflows. This reinvention was driven by a vibrant ecosystem of Indian startups acting as “fractional co-founders,” providing the specialised agility and “Agentic AI” capabilities that legacy conglomerates needed to modernise.

Beyond the Ledger: The Rise of Causal Autonomy in BFSI

In the Banking, Financial Services, and Insurance (BFSI) sector, innovation centered on Causal AI and Voice Biometrics. Unlike traditional machine learning that identifies simple correlations, Causal AI uncovers the actual drivers of customer behavior, allowing for precise risk modeling even for “new-to-credit” individuals.

This technology helped legacy financial institutions reinvent themselves ...