Think Twice Before You Click That Link. It Could Be a Scam

Geoff Williams is a journalist and author. His byline has appeared in numerous publications, including U.S. News & World Report, Yahoo Finance, Entertainment Weekly, The Washington Post, LIFE magazine, CNNMoney.com, The Wall Street Journal's Buy Side and Consumer Reports. He is also the author of several books, including "C.C. Pyle's Amazing Foot Race" (Tantor Media) and "Washed Away" (Pegasus Books).

You can blame artificial intelligence or data breaches, but the fact is most of us are receiving phishing emails and texts more often than before. 

At the same time, scam links are getting harder to spot, which is bad news for victims who mistakenly click on a malicious URL while living their busy lives. 

Phishing and spoofing scams led to more than $70 million in ...