Ushering in the next era of autonomous commerce: Visa’s new whitepaper on agentic AI

After the revolutions of cards, e-commerce, and m-commerce, the next great leap in payments is here — Agentic AI. Poised to transform how consumers shop, pay, and manage money, the global market for Agentic AI in commerce is projected to reach $175 billion by 2030.

At the Global Fintech Fest 2025, Visa, a global leader in digital payments, launched its whitepaper titled ‘Automation to Autonomy: How Agentic AI is Revolutionizing Payments’. The paper explores how intelligent AI agents can anticipate user needs, make decisions, and execute transactions within guardrails of consent, security, and spending limits.

According to the report, 75% of global retailers expect AI agents to be critical for competitiveness by 2026. Visa calls on issuers, acquirers, and merchants to collaborate in shaping this new AI-powered ecosystem that prioritizes frictionless, personalized, and secure payment experiences.

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