Perfios launches CAM AI, powers 85% faster underwriting

Perfios.ai has unveiled CAM AI, an AI-powered credit underwriting platform that is transforming lending operations across banks and NBFCs globally. Tailored for complex credit assessment, CAM AI reduces underwriting turnaround time by up to 85%, compressing multi-day credit assessment processes into just hours, enabling banks and NBFCs to process up to 2X more loan applications with existing teams.

Built on top of Perfios’ trusted AI/ML models and enriched with its proprietary GenAI and agentic tooling, CAM AI delivers specialised intelligence at scale. By fusing domain-specific LLMs, RAG pipelines, and agentic algorithms, the platform performs expert-level credit analysis, autonomously extracting, interpreting, and reconciling data across financial documents in real time.

Traditional underwriting, especially for high-value loans like business loans, home loans, and loans against property, requires skilled credit analysts to manually triangulate across statements, GST filings, bank data, and financial ratios. This results in bottlenecks that ...