OutSystems Powers India’s first fully paperless mortgage platform for Grihum Housing Finance

OutSystems has announced that Grihum Housing Finance Ltd., a Pune-based housing finance company serving tier-2 and tier-3 towns across India, has launched India’s first fully paperless mortgage platform using the AI-powered low-code platform. The transformation replaced more than 10 disconnected applications with a single, integrated system, enabling faster loan approvals, cost-efficient operations, and expanded financial access to underserved homebuyers.

As one of India’s fastest-growing housing finance companies, Grihum has achieved a five-year compound annual growth rate of 28% and scaled to over 200 branches nationwide. To support this growth, Grihum adopted a core-first methodology for its new technology platform, focusing on foundational processes that drive lending operations dynamically. The platform unifies core lending functions—including loan origination, customer relationship management (CRM), and partner portals—into a streamlined, scalable architecture built with reusable application components. Leveraging OutSystems’ agility, Grihum increased its project scope by 72% within the same budget ...