KFin is building the infrastructure for India’s next two decades of capital market growth: Nazish Hussain Mir, CTO, KFin Technologies

As India’s capital markets scale at an unprecedented pace, the technology backbone supporting them is being pushed to its limits. The mutual fund industry alone has crossed ₹82 lakh crore in AUM, with millions of transactions processed daily and over 338 million investor folios managed across platforms. In this high-volume, high-trust environment, even milliseconds matter — and legacy architectures are no longer sufficient.

Against this backdrop, KFin Technologies Limited has undertaken a sweeping technology transformation that signals a broader shift in how market infrastructure institutions are evolving. The impact is not incremental — it is exponential. Platform response times have improved by up to 500x, dropping from 5–10 seconds to nearly 20 milliseconds, while order execution latency has reduced from 10–15 seconds to under a second even at peak loads. At the same time, AI-led interventions are delivering up to 50% faster processing and 95% reduction ...