Building the Identity Infrastructure for India’s Regtech Future

As India’s digital economy scales at unprecedented speed, robust and inclusive identity verification is no longer a back-office function, it’s the bedrock of trust in online financial services. In an exclusive conversation with Express Computer, Nitin Pulyani, Head of Product at Cashfree Payments, discusses how the company is moving beyond digital payments to power the country’s Regtech revolution. With its AI-powered platform Secure ID, they are building the digital identity infrastructure of the future which is modular, multilingual, fraud-resilient, and tailored to India’s unique onboarding challenges.

He also outlines how Secure ID is helping financial institutions, fintechs and NBFCs scale rapidly by enabling real-time KYC, risk scoring and fraud detection, even in tier 2 and 3 markets. They are redefining secure onboarding at scale, from navigating the latest RBI KYC regulations to launching AI-driven video KYC with regional language support and deepfake detection ...