Borderless Wealth: How technology is creating a truly global investor mindset

By : Subho Moulik, Founder & CEO, Appreciate 

The next decade will witness Indian investors evolving from spectators of global wealth
creation to active participants in it, armed with nothing more than a smartphone and the
strategic insight to leverage structural currency advantages.

What once required institutional backing, complex paperwork, and substantial capital
minimums can now be executed with a few smartphone taps. This shift is already
pronounced. Equity investments under the Liberalized Remittance Scheme surged 12.45%
year-over-year to $1.69 billion in FY25, signaling a fundamental move toward borderless
investing that’s reshaping how Indians approach wealth creation.

The Indian Digital Investment Revolution
Technology has dismantled traditional barriers that kept Indian retail investors confined to
domestic markets. Indigenous fintech platforms have democratized access to global
markets, offering commission-free trading in thousands of US stocks and ETFs with
minimum investments as low as ₹1.

The behavioral change ...